What is an FHA 203K loan? What is an FHA 203K loan? Can I use a 203K renovation loan to purchase my Arizona dream home? Every once in a while, I have a client that has found their perfect “dream home”. Only one problem, it needs some work. Either the seller doesn’t have the money […]
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First Time Homebuyers and Down Payment Assistance Tucson Arizona: Think buying a home in Arizona is out of reach? There are numerous down payment assistance programs and grants available for first time homebuyers, essential workers, as well as for those that are struggling to come up with the down minimum down payment or closing costs.
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Property Taxes – Disabled Veterans in Arizona Do disabled Veterans pay property taxes in Arizona? We all know that VA Home Loans are a great benefit for Arizona Veterans. Over the years, one common question that I frequently get from disabled Veterans is, “will my property taxes be exempt in Arizona?” While other States offer property tax exemptions
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What are the BAH Rates in Arizona? What are the 2023 BAH Rates for Arizona? The 2023 BAH rates have been updated, which there is some great news for our active duty service members. The Department of Defense just dropped last week the increase rates for BAH or Basic Allowance for Housing, and it was
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What is a 97% Conventional Loan? Good news for those of you thinking about purchasing a home with a Conventional mortgage. The 3% down payment on a Conventional home loan is still around and kicking! This will definitely help home buyers by providing another option then the 3.5% down payment FHA loan. Apply Now Who
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Can I Refinance a Non-VA loan into a VA home Loan? Over the years, I have had a few veterans that originally purchased a home with conventional or FHA financing ask me if it is possible to refinance out of their current loan and into a VA home loan. Having never used their VA home loan benefits
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VA Loans and Student Debt Tucson, Arizona: Received a phone call from a real estate agent the other day asking me how does the VA look at student loans. Her client’s spouse had quite a bit of student loan debt and they didn’t think they would qualify for a VA loan. So I thought I would
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If you are a current or future homeowner with a conventional home loan, then you will want to be aware of a federal law that establishes rights for homeowners and rules for lenders in regards to private mortgage insurance or PMI cancellation. Knowledge is power, so knowing the right information could help you eliminate monthly premiums that
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Today’s manufactured homes are a far cry from the old single wides of the 1960s-70s. Manufactured homes today offer a wide variety of features and typically cost less than a stick built home. Manufactured homes today have a much higher standard. Today’s manufactured homes are very energy efficient. They can be financed with FHA, Conventional,
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Tucson / Phoenix: Great news! Fannie Mae’s long awaited HomeReady™ mortgage program is now available to Arizona homebuyers. The HomeReady mortgage program replaces Fannie Mae’s My Community Mortgage, which was Fannie’s low-moderate income lending product. HomeReady not only replaces the MyCommunity, but is designed to help creditworthy borrowers afford a new home – which will help
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