Tucson Mortgage Broker

Team Work - Tucson Mortgage Experts

About Patriot Pacific Financial | Trusted Tucson Mortgage Experts​

The Joesmylender Team - Tucson Mortgage Experts!
jsmall@patriotpacific.com

Who We Are – Mortgage Experts You Can Count On in Tucson

At Patriot Pacific Financial, we’re proud to be your local, experienced mortgage broker in Tucson, Arizona. Whether you’re a first-time homebuyer, a veteran, or a homeowner looking to refinance, the Joemylender Team is here to make your home loan journey clear, simple, and successful. We are Tucson’s mortgage experts!

We specialize in helping Southern Arizona families access a wide range of mortgage solutions including VA, FHA, USDA, Conventional, and Jumbo loans

Our Mission: Helping You Finance the American Dream

Our mission is simple: to provide affordable, honest, and personalized mortgage solutions to families and individuals throughout Tucson and all of Arizona. We’re committed to putting people before profits and believe in treating every client like family.

With a strong focus on supporting veterans, first responders, and local residents, we work tirelessly to find the best loan options to fit your financial goals and life plans.

Meet Joseph Small – Your Local Certified Veteran Lending Specialist

Joseph Small, Founder and team leader of the Joesmylender Team at Patriot Pacific Financial Corp, brings over 20+ years of mortgage experience and a deep commitment to serving the Tucson community.

As both a Certified Veteran Lending Specialist by the National Association of Mortgage Brokers and a certified Veteran Mortgage Advisor, Joseph has helped hundreds of veterans and active-duty service members secure affordable housing through the VA home loan program.

His dedication to client education, integrity, and transparency makes him one of Arizona’s most trusted mortgage professionals.  Joseph has been recognized as one of the top 150 loan originators in the country several years in a row in both total loan volume and most closed VA loans by the Scotsman Guide

When Joseph does have time to relax, you can often find him on the trails around Tucson and Southern Arizona – mountain biking and hiking.

Joseph is also a published author, public speaker, and a tech nerd.

Branch Manager/Sr. Loan Officer | NMLS #380188

1955 W. Grant Rd., Suite 120 Tucson, AZ 85745

Direct:  520-303-5620

Joseph is licensed in:  AZ, AL, CO, FL, MD, MI, NC, NM, SC, TX, VA, WA

Ready to begin:  APPLY NOW


The Experts Behind The Joe's My Lender Team at Patriot Pacific Financial

Our dedicated team of mortgage professionals brings decades of combined experience in all areas of home lending. Each team member is handpicked for their expertise, customer service, and deep understanding of Arizona’s housing market.

We’re proud to provide:

  • Specializing in VA, FHA, USDA, Conventional and Jumbo loans.  Also HELOC’s, Reverse Mortgages , Construction and Bank Statement loans. 

  • Bilingual support (Spanish-speaking team members available)

  • Friendly, responsive communication every step of the way

Linda Jarosz - Tucson Mortgage Broker

Linda Jarosz, Loan Partner

Read more:  

Brian Bailey, Reverse Mortgage Specialist in Tucson

Brian Bailey, CRMS

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What Sets Us Apart from Other Tucson Mortgage Brokers

✔️ Local Market Expertise – We know the Tucson and Southern Arizona real estate landscape inside and out.
✔️ Veteran-Focused Services – Specialized in helping veterans and active-duty military navigate the VA loan process.
✔️ Fast, Efficient Closings – Leveraging modern technology to streamline the approval and underwriting process.
✔️ Personalized Loan Guidance – We tailor every loan recommendation to your specific financial situation and goals.
✔️ Trusted by Locals – Backed by dozens of 5-star reviews and repeat clients throughout Tucson and beyond.

Giving Back to Tucson

We believe in doing more than business—we believe in making an impact. Patriot Pacific Financial proudly supports:

  • Veteran-focused nonprofit organizations

  • Local school fundraisers and community events

  • Homebuyer education workshops in Southern Arizona

As long-time Tucson residents, we’re committed to helping our community grow stronger, one home at a time.

Recognized by Our Clients and Industry

We’re honored to be recognized by our clients and peers for our commitment to excellence.

🏆 Certified Reverse Mortgage Specialist
🏆 Certified Veteran Lending Specialist
🏆 Top Rated on Google, Facebook and Zillow
🏆 Member of the National Association of Mortgage Brokers 

⭐⭐⭐⭐⭐
“Joseph and his team made buying our first home in Tucson an amazing experience. They were fast, transparent, and incredibly helpful every step of the way!” — Amanda R.

Ready to Start Your Tucson Home Loan Journey?

Let’s make your dream of homeownership a reality. Whether you’re buying your first home, upgrading, or refinancing, we’re here to guide you every step of the way.

📞 Call Us Today: (520) 303-5620
📩 Schedule a Free Consultation
📍 Serving all of Tucson, Oro Valley, Vail, Sahuarita, Green Valley and surrounding areas

Patriot Pacific Financial Corp
Your Trusted Mortgage Broker in Tucson, AZ
Patriot Pacific Financial Corp NMLS#1921615 | Equal Housing Lender

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