Tucson's Trusted Mortgage Broker
Unlock your dream home in the heart of Arizona with competitive rates, expert guidance, and personalized service. Serving Tucson, Oro Valley, Marana, and all of Pima County.
Why Choose Our Tucson Mortgage Services?
We’re Arizona licensed mortgage professionals dedicated to helping Tucson residents secure the best home loans with competitive rates and exceptional service. The Joe’s My Lender Team at Patriot Pacific enjoys making the dream of homeownership possible.
First-Time Home Buyers
Special programs for first-time buyers in Tucson including FHA, VA, USDA, and conventional loans with low down payment options.
Competitive Rates
Access to multiple lenders ensures you get the best mortgage rates available in the Arizona market today.
Fast Approvals
Streamlined process with pre-approvals in 24 hours and closings as fast as 15 days for qualified borrowers.
Refinancing Experts
Lower your payment, cash-out equity, or switch from ARM to fixed-rate mortgages with our refinancing solutions.
Investment Properties
Specialized loan programs for real estate investors looking to expand their portfolio in the growing Tucson market.
No Closing Cost Options
Qualified borrowers can eliminate out-of-pocket closing costs with our lender credit programs.
🏡 Mortgage Loan Programs Tailored for Tucson Homebuyers
Looking for the right mortgage in Tucson, Arizona? At Patriot Pacific Financial, the Joe's My Lender Team specializes in a wide variety of home loan options designed to fit your unique needs. Whether you're a first-time homebuyer, a veteran, self-employed, or seeking to upgrade your living situation, we've got the right loan for you.
VA Loans
Exclusive benefits for veterans, active-duty military, and eligible spouses. Read: The VA Loan Limits for Tucson
FHA Loans
Great for first-time buyers or those with lower credit scores and smaller down payments. Read: Why Choose FHA loan
USDA Loans
Zero-down loans for eligible buyers in rural and suburban Arizona areas. Click to read more...
Conventional Loans
Flexible and widely accepted with competitive rates for qualified borrowers. Click to read more...
Jumbo Loans
Financing for high-value properties above conventional loan limits. Click to read more...
Construction Loans
Build your dream home with financing that covers both land and construction costs. Click to read more...
Reverse Mortgages
Tap into your home equity for income, available to homeowners 62 and older. Click to read more...
DSCR Loans
Designed for investors — qualify using rental income instead of personal income. Click to read more...
Other Loan Programs
Bank Statement Loans, Manufactured home loans, HELOC, Down Payment Assistance. Home Loan Programs
📞 Call us today at (520) 303-5620 or start your pre-approval online — your perfect mortgage solution is just a click away!
Local Tucson Market Expertise
As your neighborhood mortgage broker, we understand the unique aspects of buying a home in Southern Arizona. From understanding seasonal market trends to navigating local HOA requirements, we provide the local expertise you need.
We've helped thousands of families secure mortgages throughout the greater Tucson area, from downtown historic districts to new developments in Oro Valley and Marana to Davis-Monthan Air Force Base.
Ready to Start Your Home Buying Journey?
Contact our Tucson mortgage experts today for personalized service and competitive rates.
Get in Touch
Office: (520) 303-5620
jsmall@patriotpacific.com
1955 W Grant, Suite 120
Tucson, AZ 85745
Mon-Fri: 8 AM-5 PM
Schedule Your Consultation
Looking to buy a home or refinance in Tucson? Our experienced mortgage team is here to guide you every step of the way with personalized loan solutions that fit your needs. Whether you're a first-time buyer, veteran, or investor, we’re ready to help you reach your goals. Schedule a consultation today and let’s find the right mortgage for you.
Schedule a Consultation